Cave Of Wealth Legal Policies

Effective Date: January 10, 2025

Managed By: Digital Dynamics Unlimited, LLC

Return & Refund Policy

Introduction: Welcome to cowinnercircle.com – Cave Of Wealth. We specialize in digital products and services including premium vendor lists, community memberships, and mentorship programs. Because all our offerings are digital, no physical products are shipped and returns are generally not accepted. Refund requests are reviewed on a case-by-case basis for issues such as incomplete access, technical errors, or if the delivered service differs significantly from its description.

Scope: This policy applies to all digital products (vendor lists, downloadable materials), subscription services (community memberships), and mentorship programs purchased through our Site.

Refund Request Process: To request a refund, please contact us via our support page or email with your full name, the email used for your purchase, your order or transaction number (if applicable), the product or service purchased, and your reason for the refund request. We will review your inquiry and respond within 7–10 business days. Approved refunds are typically returned to the original payment method; alternative arrangements (such as store credit) may be offered.

Privacy Policy

Introduction: At cowinnercircle.com – Cave Of Wealth, your privacy is paramount. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our Site and purchase our digital offerings. By using our Site, you consent to these practices.

Information We Collect: We collect personal information that you provide (such as your name, email, and phone number) when making a purchase, signing up for newsletters, or contacting support. Additionally, we automatically collect usage data (e.g. IP address, browser type, pages viewed) through cookies and similar tracking technologies. Payment information is securely processed by our third-party providers and is not stored on our servers.

How We Use Your Information: Your data is used to process orders, deliver digital products, provide customer support, send marketing communications (if you’ve opted in), and improve our Site. We share your information only with trusted third-party service providers as necessary to perform these functions.

Data Sharing & Retention: We share your information on a need-to-know basis and retain your data only as long as necessary for our purposes or as required by law. You may request access to, correction of, or deletion of your personal data by contacting us at info@cowinnercircle.com.

Terms of Service

Acceptance: By accessing or using cowinnercircle.com – Cave Of Wealth, you agree to these Terms of Service, our Privacy Policy, and our Return & Refund Policy. If you do not agree, please do not use our Site.

Eligibility: You must be at least 18 years old (or the legal age of majority in your jurisdiction) to use our services.

Description of Services: We offer digital vendor lists, premium community memberships, and mentorship programs—all delivered electronically. No physical products are shipped.

Account Responsibilities: If you create an account, you agree to provide accurate information, keep it updated, and secure your login credentials. You are responsible for all activities under your account.

Payments & Refunds: Prices are subject to change without notice. All payments are processed by our third-party providers. Digital sales are final, subject to the Return & Refund Policy detailed above.

User Conduct & Intellectual Property: You agree to use our Site responsibly and not misuse our services. All content on the Site is owned by Digital Dynamics Unlimited, LLC or its licensors and is provided under a limited license for personal, non-commercial use.

Disclaimer & Limitation of Liability: Our services are provided “as is” without warranties of any kind. To the maximum extent permitted by law, Digital Dynamics Unlimited, LLC’s total liability for any damages arising from your use of the Site shall not exceed the amount you paid for the service or $100, whichever is greater.

Governing Law: These Terms are governed by the laws of the State of [Insert State]. Any disputes will be resolved in the appropriate courts located in [Insert City/County, State].

Changes & Termination: We reserve the right to modify these Terms at any time. Continued use of the Site after changes indicates acceptance of the updated Terms. We may suspend or terminate your access if you violate these Terms.

Contact: For any questions regarding these Terms, please email us at info@cowinnercircle.com.

Shipping Policy

Introduction: All products and services offered on cowinnercircle.com – Cave Of Wealth are digital. There are no physical shipments, and no tracking numbers will be provided.

Digital Products: Your purchase grants you instant digital access or downloadable content, delivered via email or account login immediately upon purchase.

Support: If you experience any issues accessing your digital products, please contact our support team at https://cowinnercircle.com/pages/contact or via email at info@cowinnercircle.com. We aim to resolve any issues within 1–2 business days.

Contact Information

If you have any questions or concerns regarding our policies or services, please contact us at:

Email: info@cowinnercircle.com

Contact Page: https://cowinnercircle.com/pages/contact

Address: Available upon request

Additional Policies & Disclosures

Cookie Policy: This Cookie Policy explains how cowinnercircle.com – Cave Of Wealth uses cookies and similar tracking technologies. Cookies are small text files that enhance site functionality and user experience. We use essential cookies for core features, analytics cookies to monitor performance, marketing cookies for targeted ads, and functional cookies to remember your preferences. You can manage your cookie settings through your browser; however, disabling cookies may affect site functionality. For any questions, please contact us at info@cowinnercircle.com.

Affiliate Disclosure: We participate in affiliate marketing programs and may earn commissions on purchases made through affiliate links at no additional cost to you. We only promote products and services we believe in. Any purchase you make is solely between you and the vendor. For questions about our affiliate relationships, please contact info@cowinnercircle.com.

Affiliate Program Terms & Conditions: By joining our affiliate program, you agree to our terms. You must be at least 18 years old to join. Commission rates, payout methods, and promotional guidelines will be provided upon enrollment. Misuse of our promotional materials may result in termination of your affiliate account. For inquiries, please email info@cowinnercircle.com.

SMS Marketing Policy: Our SMS Marketing Policy outlines how we use your phone number for text message marketing. We send SMS messages only to users who opt in, and by opting in, you confirm that you are at least 18 years old or have parental consent. SMS messages may include promotions, order updates, or reminders; standard carrier fees may apply. To opt out, simply reply "STOP" to any SMS message. For any questions regarding SMS marketing, please contact us at info@cowinnercircle.com.